Welcome home to this charming 4 bedroom, 2 full bath rancher in the water privileged community of Severna Forest. This beautiful home sits on over 1/3 of an acre of land and has a large flat, fenced-in back yard and underground sprinkler system. There is a sizable patio for entertaining and plenty of driveway parking (resealed in 2022) as well as street parking for guests. With over 2,500 finished square feet, this well-maintained home is one of the larger ranchers in the neighborhood! The living room has a large bay window that provides plenty of natural light and built-in cabinetry for storage, and it is easily accessible to the kitchen. The kitchen has 42″ maple cabinets, Corian countertops, and stainless steel appliances (including gas range). Adjacent to the kitchen, the prior sellers expanded the footprint of the home to create more living space that can be used as a dining room or sunroom. In addition to the primary bedroom and full bathroom, there are three other bedrooms on the main level (all with ceiling fans), a full bathroom, and a cozy family room (or optional 5th bedroom) with a wood-burning fireplace. The newly (2017), partially finished lower level includes a recreation room, built-in playhouse, and den/office areas. There is also plenty of storage space! Other recent improvements include: fresh paint in the common areas on the main level (2022), landscaping (2021), new gas dryer and gas line (2018), and insulation added in basement and crawl space (2016). A one year home warranty will also be provided. The HOA is voluntary, and the annual association fee is $25, which provides access to community events. There is also a $25 yearly fee for the gate key that allows access to the pier/dock and picnic area. There are additional fees for kayak storage and boat slips. The water access is located off of Tower Bank Road. Easily accessible to the B&A Trail, local restaurants, and major highways (I-97, Ritchie Highway, Route 50).